15 Feb 2023
整体财务健康最重要的部分之一是储蓄和规划您的未来目标。 One of the most important parts of overall financial health is saving and planning for your future goals.
对于刚到加拿大的新移民来说，这无疑是一个挑战。那些工作的生存工作可以证明简单地维持生计的困难。但是，采取措施反思_您为什么要存钱并制定储蓄目标_可以帮助您更接近实现这些目标。 That can certainly be challenging in a newcomer’s early days in Canada. Those working survival jobs can attest to the difficulty of simply making ends meet. However, taking steps to reflect on what you’re saving money for and creating savings goals can help you come closer to realizing whatever those goals might be.
对于试图开始自己的职业生涯并为认证、教育或专业发展费用省钱的新加拿大人来说尤其如此。在加拿大，这些费用的总和很容易达到数千美元，这意味着您可以节省的任何金额都将帮助您更接近您的目标。 This is particularly true for new Canadians trying to launch their careers and save money for the costs of accreditation, education or professional development. In Canada, these costs can easily total in the thousands of dollars meaning any amount of financial savings you can engage in will help you get closer to your goal.
Windmill Microlending 是一家加拿大慈善机构，提供负担得起的贷款，帮助移民和难民更接近实现他们在加拿大的职业目标。 Windmill 的新客户使用该慈善机构的小额贷款来支付许可和资格考试、培训或专业发展课程的费用。许多新移民将教育或培训作为首要的财务储蓄目标，Windmill 小额贷款的__不同用途__可以让您更快地实现这些目标.. Windmill Microlending is a Canadian charity offering affordable loans help immigrants and refugees come closer to reaching their career goals in Canada. Windmill’s newcomer clients use the charity’s microloans to pay for the costs of licensing and qualifying exams, training or professional development courses. Many newcomers set education or training as a top financial savings goals and the__different uses__ of a Windmill microloan can empower you to reach those goals, faster..
要问自己的关键问题 Key questions to ask yourself
Windmill Microlending 与 Prosper Canada 合作，确定了一些您可以问自己的有用问题，使您能够设定财务目标并跟踪实现这些目标的进度。这些包括： Windmill Microlending, in partnership with Prosper Canada, has identified a number of helpful questions you can ask yourself to enable you to set your financial goals and track your progress toward reaching them. These include:
你想存更多钱的原因是什么？** **_What are your reasons for wanting to save more money?
一些例子可能是教育、拥有房屋、退休、支付孩子的教育费用或为应急基金储蓄。 Some examples might be education, owning a home, retirement, paying for children’s education or saving for an emergency fund.
想想未来，你有什么希望和梦想？ Think further into the future, what hopes and dreams do you have?
想想您对生活、工作、教育和家庭的愿望可能会有所帮助。你可以考虑你想要什么样的工作；您想要居住的房屋类型或几年后您想要居住的地方。 Prosper 甚至鼓励您画图来帮助您形象化这些目标。 It may help to think about the wishes you have for your life, work, education and family. You may consider the kind of job you want; the kind of home you’ll want to be living in or where you want to be in a couple of years. Prosper even encourages you to draw a picture to help you visualize these goals.
为什么这个储蓄目标对你很重要？ Why is this savings goal important to you?
将目标与您的价值观联系起来可以帮助您为成功做好准备。 Connecting the goal to your values can help set you up for success.
你想为你的目标存多少钱？** **_How much do you want to save toward your goal(s)?
考虑您可以为实现该目标节省多长时间以及何时使用这笔钱。 Consider how long you can save toward that goal and when you want to use the money.
有哪些挑战可能会阻碍您实现储蓄目标？** **_What are some challenges that may get in the way of your savings goal?
反思你可以做些什么来准备和克服这些挑战。 Reflect on the things you can do to prepare for and overcome those challenges.
你多久检查一次你的储蓄？ How often will you check your savings?
有了这个问题，您应该考虑如何跟踪您实现财务目标的进度，并考虑您要养成什么样的储蓄习惯。例如，设置自动转账，将每张薪水的一小部分存入储蓄账户。其他人则使用四舍五入的借记卡，在每次购买时将金额四舍五入，并自动将多余的零钱转入他们的储蓄。同样，您可以请朋友或支持者帮助您朝着财务目标迈进。 With this question, you should consider how you’re going to track your progress toward your financial goal and consider what savings habits you’ll want to institute. For example, setting up automatic transfers to put a small part of each paycheque into a savings account. Others use a round-up debit card that rounds the amount up on every purchase and automatically transfers the spare change into their savings. As well, you could ask a friend or support person to help you stay on track towards your financial goals.
转载自 Windmill Microlending。请在此处查看原始文章。 _ _Reprinted from Windmill Microlending. See the original article here.
_The New Canadian’s Financial Pathway to Prosperity，_加拿大慈善机构 Windmill Microlending 提供的信息指南，分享工具和技巧，帮助您在加拿大建立财务基础，同时为长期繁荣做好准备。作为一个慈善组织，Windmill 专注于支持移民和难民在加拿大建立他们的生活和事业，提供负担得起的贷款来支付培训、教育和职业发展的费用。在 Windmill Microlending 的网站上了解更多信息。 _The New Canadian’s Financial Pathway to Prosperity, _an informative guide presented by Canadian charity, Windmill Microlending, shares tools and tips to help you build a financial foundation in Canada while setting you up for long-term prosperity. As a charitable organization, Windmill focuses on supporting immigrants and refugees in establishing their lives and careers in Canada, offering affordable loans to pay for the costs of training, education and professional development. Learn more on Windmill Microlending’s website here.
FCGvisa translated, © canadianimmigrant All Rights Reserved.
15 Feb 2023
2023 年魁北克 Arrima 抽签发送了 1,011 份新公关邀请 First Quebec Arrima Draw Of 2023 Sent 1,011 New PR Invites
2023 年 2 月 15 日，晚上 8:03 EST Kamal Deep Singh，RCIC Arrima 最新抽签，魁北克移民最新抽签和 2023 年新闻 15 February 2023, 8:03 PM EST Kamal Deep Singh, RCIC Latest Arrima Draws , Quebec Immigration Latest Draws and News 2023
!蒙特利尔魁北克 !Montreal Quebec
2023 年 2 月 9 日，魁北克移民、弗朗西斯化和融合部长 (MIFI) 宣布了今年第一次 Arrima 抽签的详细信息。 On February 9, 2023 Minister of Immigration, Francization and Integration (MIFI) for Quebec announced details of the first Arrima draw of the year.
在 2023 年的首次抽签中，邀请了 1,011 名 Arrima 个人资料。如果申请人满足以下条件，便会收到邀请： 1,011 Arrima profiles were invited in this maiden draw of 2023. The invitations went to applicants if they:
- 根据魁北克分数计算矩阵获得 619 分 Had a score of 619 points as per Quebec’s score calculation matrix
- “或者” “OR”
- 在蒙特利尔大都会社区以外有一份有效的工作机会。 Had a valid job offer outside the territory of the Metropolitan Community of Montreal.
截至 2023 年 2 月 6 日上午 6:30，Arrima 池中所有有效申请人的个人资料都被考虑用于此次抽签。 All the valid applicants’ profiles in Arrima pool until February 6, 2023 at 6:30 a.m. were considered for this draw.
之前的魁北克 Arrima 抽签是在 2022 年 12 月 1 日，邀请了 513 名 PR 申请人。点击此处查看详情。 Previous Quebec Arrima draw was on December 1, 2022 and invited 513 applicants for PR. Click here for full details.
魁北克商谈为国际学生创建新项目 > Quebec In Talks To Create New Program For International Students
什么是魁北克阿里玛？ What is Quebec Arrima?
Arrima 是魁北克用来管理技术工人申请的免费电子系统。它的功能类似于联邦快速通道系统。 Arrima is a free electronic system used by Quebec to manage skilled worker applications. It functions similarly to the federal Express Entry system.
魁北克移民申请人可以创建并提交他们的个人资料，以供在魁北克正规技术工人计划（QSWP 或 RSWP）抽签中考虑。 Applicants for Quebec immigration can create and submit their profiles for consideration under the Quebec Regular Skilled Worker Program (QSWP or RSWP) draws.
一旦您在 Arrima bank 或 pool 中在线提交了您的个人资料，您的个人资料有效期为 1 年。 Once you have submitted your profile online in Arrima bank or pool, then your profile is valid for 1 year.
Quebec Arrima Draw 的分数计算 Score Calculation For Quebec Arrima Draw
1.法语知识 1. Knowledge of French
!魁北克 !Quebéc
!魁北克 !Quebéc
2\。英语和法语知识 2. Knowledge of English and French
!魁北克 !Quebéc
3\。年龄点 3. Points for Age
!魁北克 !Quebéc
4\。专业经验的长度 4. Length of professional experience
!魁北克 !Quebéc
!魁北克 !Quebéc
5\。教育程度 5. Level of education
!魁北克 !Quebéc
响应魁北克的劳工要求 Responding to Quebec’s labour requirements
专业和劳动力诊断的经验长度 Length of experience in the profession and workforce diagnosis
!魁北克 !Quebéc
1.培训领域 1. Field of training
!魁北克 !Quebéc
2\。魁北克文凭 2. Québec diploma
!魁北克 !Quebéc
3\。在魁北克的专业经验持续时间 3. Professional experience duration in Québec
!魁北克 !Quebéc
4\。在加拿大（魁北克省以外）的专业经验持续时间 4. Professional experience duration in Canada (outside Québec)
!魁北克 !Quebéc
5\。有效的工作机会 5. Valid job offer
!魁北克 !Quebéc
配偶或同居配偶的积分分类 Points classification for spouse or de-facto spouse
_ 教育程度 ** **_Level of education
!魁北克 !Quebéc
2\。魁北克文凭 2. Quebec diploma
!魁北克 !Quebéc
!魁北克 !Quebéc
资料来源：魁北克省政府 Source: Gouvernement du Québec
Karamjeet Kaur 加拿大移民案：所有你需要知道的 Karamjeet Kaur Canada Immigration Case: All You Need To Know
Karamjeet Kaur 加拿大移民局 5 年无意失实陈述和遣返令的全部详情。了解联邦法院判决的依据 Full details of Karamjeet Kaur Canada Immigration unintentional misrepresentation and removal order for 5 years. Know basis of the Federal court’s decision
2023 年最新的快速通道抽签邀请了 699 个新的 PNP 配置文件 Latest Express Entry Draw 2023 Invites 699 New PNP Profiles
今天新的快速通道抽签发送了 699 份申请邀请（ITA），目标是具有省提名且 CRS 削减为 791 或以上的个人资料。 New Express Entry draw today sent 699 invitations to apply (ITA) targeting profiles having a provincial nomination with CRS cut of 791 or above.
这是截至 2 月 15 日 IRCC 新的更新处理时间 Here Are IRCC New Updated Processing Times As Of February 15
查看截至 2023 年 2 月 15 日最新更新的官方 IRCC 处理时间以及与上周处理时间的比较。 Check out newly updated official IRCC processing times as of February 15, 2023 as well as comparison with last week’s processing times.
BC PNP 抽签发送了超过 233 个新的公关邀请 BC PNP Draw Sent More Than 233 New Invitations For PR
2 月 14 日 BC PNP 抽签（不列颠哥伦比亚省）邀请了超过 233 名针对技术、医疗保健和儿童保育职业的 PR 申请人。 February 14 BC PNP Draw (British Columbia) invited more than 233 applicants for PR targeting at Tech, Healthcare, and childcare occupations.
加拿大临时居留权：这是维持身份的方法 Canada Temporary Residency: Here Is How To Maintain Status
如果延期或新身份仍在处理中而旧身份已经过期，知道如何维持您在加拿大的临时居留身份。 Know how to maintain your temporary residency status in Canada, if extension or new status is still under processing and old one already expires.
了解加拿大护照办公室最新等待时间 - 2 月 13 日 Know Canada Passport Offices Latest Wait Times – February 13
截至 2023 年 2 月 13 日等待时间的加拿大护照办公室完整列表！这些是估计时间，每个工作日更新 3 次！ Full list of Canada Passport Offices with wait times as of February 13, 2023! These are the estimated times & are updated 3 times every business day!
了解加拿大的工人如何从短期高等教育课程中受益 Know How Workers In Canada Benefit From Short Postsecondary Courses
加拿大的一项研究探讨了在完成高等教育课程后收入高增长的程度。在此处了解有关该研究的更多信息。 A study in Canada exploring the extent of high earnings growth after taking postsecondary courses. Learn more about the study here.
IRCC 部长正在研究即将到期的 PGWP 的新解决方案 IRCC Minister Working On New Solution For Expiring PGWPs
IRCC 部长 Sean Fraser 表示他已经意识到这个问题并保证他们正在寻找解决方案来解决即将过期/过期的 PGWP 和高 CRS 切断问题 IRCC Minister Sean Fraser says he is aware of the issue and reassure that they are looking on finding solution of expiring/expired PGWPs and high CRS cut off
最新的 IEC 2023 抽签发送了超过 10,368 个新邀请 Latest IEC 2023 Draw Sent More Than 10,368 New Invites
IEC 2023 第 5 次抽奖在三个类别下发送了超过 10,368 份新邀请。到目前为止，IEC今年已经发出了超过40,000份邀请。 IEC 2023 5th draw sent whopping more than 10,368 new invitations under three categories. So far, IEC has sent more than 40,000 invites this year.
两个新的 OINP（安大略省）抽签发送了 770 个公关邀请 Two New OINP (Ontario) Draws Sent 770 Invites For PR
2 月 10 日 – 今天，OINP 抽签邀请了 770 名个人资料，分别在外国工人流和快速入境技术行业流下进行了两次抽签。里面的细节。 February 10 – Today, OINP draw invited 770 profiles in two separate draws under Foreign Worker Stream and Express Entry Skilled Trades Stream. Details inside.
加拿大境内看护人工作经验要求的新变化 New Change To In-Canada Caregiver Work Experience Requirement
IRCC 宣布加拿大境内看护人计划的新变化。将工作经验要求从 24 个月减少到 12 个月。 IRCC announces new change To In-Canada Caregiver program. Reduces work experience requirement from 24 months to 12 months.
移民加拿大语言基准（CLB）——你需要知道的一切 Canadian Language Benchmark(CLB) For Immigration-All You Need To Know
加拿大语言基准 (CLB) 描述了四种不同语言技能（听力、口语、阅读和写作）中每一种的 10 个能力水平。 The Canadian Language Benchmarks (CLB) describe 10 levels of ability in each of four different language skills – Listening, Speaking, Reading, and Writing.
曼尼托巴省 PNP 抽签发布 308 项新的 PR 提名 Manitoba PNP Draw Issues 308 New Nominations For PR
2023 年 2 月 9 日——曼尼托巴省 PNP 抽签发出了 308 份 PR 邀请，其中包括 33 份快速通道资料。在此处获取完整详细信息。 February 9, 2023 – Manitoba PNP Draw sent 308 invitations for PR including 33 Express Entry profiles. Get full details here.
新的 OINP（安大略省）抽签邀请 510 名快速入境档案 New OINP(Ontario) Draw Invites 510 Express Entry Profiles
2 月 9 日的 OINP（安大略省）抽签提名了 510 名快速通道简介，为他们提供 600 分，确保他们在即将到来的快速通道抽签中被选中 The OINP (Ontario) Draw on February 9 nominated 510 Express Entry profiles, offering them 600 points, ensuring their selection in the upcoming Express Entry draw
IRCC 推出新的快速通道和 PNP 在线跟踪器 IRCC Launches New Online Tracker For Express Entry and PNP
快速通道申请人及其代表可以使用新的在线跟踪器来了解处理的最新信息，或者 IRCC 是否需要更多信息 Express Entry applicants and their representatives can use the new online tracker to stay updated on processing or if any more information is required by IRCC
加拿大学习许可录取通知书 - 所有你需要知道的 Canada Study Permit Letter of Acceptance-All You Need To Know
了解什么是录取通知书 (LOA)、它对于获得加拿大学习许可的重要性、哪些人可以免除 LOA 要求以及什么是有条件的 LOA。 Learn what a letter of acceptance (LOA) is, its importance for getting Canada study permit, who is exempt from LOA requirements and what conditional LOAs are.
新的 BC PNP 今天抽签发出 245 份公关邀请 New BC PNP Draw Today Issues 245 Invitations For PR
最新的 BC PNP 抽签（不列颠哥伦比亚省）邀请了 245 名永久居留权（PR）申请人。所有类别的最低截止分数保持不变。 Latest BC PNP Draw (British Columbia) invited 245 applicants for permanent residency (PR). Minimum cut off score remained same for all the categories.
这是截至 2 月 7 日新更新的 IRCC 处理时间 Here Are New Updated IRCC Processing Times As Of February 7
查看截至 2023 年 2 月 7 日最新更新的官方 IRCC 处理时间以及与上周处理时间的比较。 Check out newly updated official IRCC processing times as of February 7, 2023 as well as comparison with last week’s processing times.
加拿大永久居民身份——所有你需要知道的 Canada Permanent Resident Status – All You Need To Know
您知道拥有加拿大永久居民身份意味着什么吗？了解有关拥有加拿大永久居民的规则、规定和好处的所有信息。 Do you know what it means to have a Canada permanent resident status? Learn all about the rules, regulations and benefits of having Canadian PR.
IRCC 部长为香港居民发布新公告 IRCC Minister Makes A New Announcement For Hong Kong Residents
观看 IRCC 部长 Sean Fraser 在美国东部标准时间上午 9 点（多伦多时间）为在加拿大的香港居民发布的重要公告的直播。 Watch livestream by IRCC Minister Sean Fraser making an important announcement for Hong Kong residents in Canada at 9 am EST (Toronto time).
FCGvisa translated, © immigrationnewscanada All Rights Reserved.